[FX.php List] FM accts vs. acct & password fields?

[Joel Shapiro]

Hi all

A FileMaker colleague has asked me about a new php project of his in  
which users will create their own accounts via the website.  He's  
thinking that the user accounts would be actual FileMaker accounts.   
I would think that a User table with username and password fields  
would be the way to go, but I wanted to check if anybody here creates  
FM accounts for website users.  Does anybody??  Or anyone have any  
relevant comments?  (I don't know their anticipated number of users.)

TIA,
-Joel